Saving Green With Green Real Estate!

I’m sure by now you have heard that there’s a huge opportunity right now until Dec 31, 2009 to get substantial savings on a home for first-time home buyers (or if you have not owned a home in the past 3 years.) You can claim a credit worth $8,000 - or 10% of the home's value, whichever is less - on your 2009 taxes. And NEW homebuyers get a $10,000 tax credit, combine the two on a new home for an $18,000 tax credit! Where does the eco-green come in? Other than the $$ green, if you combine these two programs with an Energy Efficient Mortgage (EEM,) you can lower your interest rate in many cases, and realize additional savings, or qualify for a larger home. An EEM is a mortgage that credits a home’s energy efficiency in the mortgage itself. This gives borrowers the opportunity to finance cost-effective, energy-saving measures as part of a single mortgage and stretch debt-to-income qualifying ratios on loans thereby allowing borrowers to qualify for a larger loan amount and a better, more energy-efficient home. For more information, go to: http://www.energystar.gov/index.cfm?c=bldrs_lenders_raters.energy_efficient_mortgage
Or, better yet, ask me! I will send you all the info I have (or just tell you so you don’t have to sort through all that info)
So, baby, it’s prime time to be green and save green on homes in So Cal!